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Third-party motorbike insurance
You know some things matter far more than a minor scratch. That’s why our third-party policies give you the flexibility to choose the exact level of protection you require.
With third-party insurance, you can choose between the basic option, featuring our basic package, or the Comfort option, if you need a policy with greater benefits and extensive cover to avoid any surprises.
- Compulsory and optional third-party liability
- Legal defence
- Personal accident
- Comfort Travel Assistance
- Fire with excess
- Theft with excess
Optional covers you can add
Choice of sum insured for accident
You can tailor the combination of sums insured for personal accident cover for both the rider and passenger
Helmet damage
We cover the replacement or repair costs of the helmet, up to a limit of €230, if an accident covered by the (...)
Collisions with game animals
If you regularly travel on mountain roads, country lanes or near hunting areas, protect your vehicle against any unexpected encounters (...)
Eco KIT
If your motorbike is electric or a plug-in hybrid, this cover protects you against theft of the charging cable, without needing (...)
Airbag jacket replacement
Your airbag jacket and your passenger's will always be ready for the unexpected. This option guarantees replacement or compensation of up to €500 in (...)
Courtesy motorbike
Stay mobile. If your motorbike is stolen or left unrideable following an accident, we will provide a courtesy vehicle
Rider's Protective Gear Kit
Covers up to €500 for damage to the helmet and up to €1,000 for damage to protective riding gear specifically designed for (...)
Help Kit:
We've got you covered. In the event of a claim, we will provide a cash benefit of €40 for each day you are hospitalised (...)
Basic travel assistance
Covers roadside assistance from km 0, with covers across all European and Mediterranean countries (...)
Compare our third-party insurance options
We offer a range of insurance options so you can find the policy that best meets your needs
Basic Flex |
Comfort Flex |
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Covers included |
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Optional covers |
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Compulsory and optional third-party liability |
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Legal defence |
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Personal accident |
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Comfort travel assistance |
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Fire with excess |
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Theft with excess |
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Headlight breakage with excess |
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Undeclared accessories up to €450 |
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Declared accessories up to €12,000 |
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Optional covers |
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Choice of sum insured for accident: Death (€3,000, €9,000, €12,000, €30,000) |
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Choice of sum insured for accident: Progressive permanent disability (€12,000, €18,000, €21,000, €30,000) |
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Choice of sum insured for accident: Medical expenses (€3,000, €6,000, €12,000, €15,000) |
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Covers damage to your helmet in the event of a motorbike accident |
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Eco kit |
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Airbag jacket replacement |
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Basic Travel Assistance |
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Rider's Protective Gear Kit |
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Help Kit |
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Courtesy motorbike |
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Total loss with excess |
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Collisions with game animals |
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Upgrade to comprehensive cover for just a little extra
Discover the all the benefits of our fully comprehensive motorbike insurance
AXA repair garages, always at your side
AXA QUALITY REPAIR GARAGES
Find a network repair garage
Wherever you are, our extensive nationwide network ensures there is always an AXA Quality repair garage nearby
AXA QUALITY REPAIR GARAGES
Going the extra mile for you …
If you cannot bring your vehicle to the shop, we will handle everything. We provide free collection and delivery for your vehicle at your preferred location
AXA QUALITY REPAIR GARAGES
Leave the worrying to us...
The repair garage will take care of everything, from reporting the claim to delivering the vehicle
ROADSIDE ASSISTANCE PLEDGE
Your time is precious, so we compensate you if we fall short
If our roadside assistance vehicle takes longer than 60 minutes to arrive, we will compensate you with €60

These documents can be very helpful
We're here to answer your questions
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This is the market value of the insured vehicle or its damaged parts immediately prior to a claim, taking into account its age and wear and tear.
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You can contact your broker or customer services at any time to add the optional covers you require.
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The premium varies depending on your rider profile taking into account your riding experience, area of residence, etc., as well as vehicle-specific factors such as make, model, engine power and age. To obtain a personalised quote, please visit our website or contact your intermediary.
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AXA agents are on hand to meet your needs
Our AXA agents can guide you towards practical, quick solutions.
Contact an agentSolicita más información
Need help?
At AXA, we’re always here for you, offering a range of ways to contact us.
CALL US Contact your agentThe terms set out on this website are subject to the terms and conditions and schedule of these policies and the insurance option taken out. The contract must also be current in payment.
Legal and regulatory information: AXA Seguros Generales S.A. de Seguros y Reaseguros, registered address Calle Monseñor Palmer nº 1, 07014 Palma de Mallorca, is listed in the Directorate General of Insurance and Pension Funds (DGSFP) Administrative Register of Insurers under code C0723. Purchase of the insurance products offered on this website, including Electric Scooter Insurance (Scooter360), is subject to the terms and conditions and schedule in force at the time the policy is issued.
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