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Visit your nearest branch
Find your nearest AXA branch. There are 2,500 branches at your disposal
Your health comes first
AXA brings you health insurance with lifelong cover for medical and psychological care, prioritising your health and that of your loved ones.
- Nearly 44,000 medical services and over 4,000 wellness services.
- We look after your emotional wellness with access to psychology sessions
- Comprehensive preventive programmes such as glaucoma, breast cancer, etc.
- Telemedicine consultations: video visits, medical chat and advice helpline
- Lifetime cover in writing
- We include the latest medical innovations
Find out more about our health insurance options
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Óptima Smart
Health insurance featuring outpatient coverage, with or without copayment, including access to our extensive medical provider network and excluding hospitalisation. You can also use telemedicine!
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Óptima and Óptima Familiar
Health insurance featuring comprehensive cover, with or without copayment, including access to specialists, emergency care, tests, hospitalisation and procedures through our extensive medical provider network plus lots more!
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Óptima Plus
It includes the same benefits as Óptima and additionally provides national and international coverage through reimbursement and the most exclusive services.
MORE INFORMATION
What covers and services do I need?
Óptima Smart |
Óptima and Óptima Familiar |
Óptima Plus |
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Covers included |
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Coverage by medical provider network |
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Your online doctor: video consultations, chat and 24-hour medical advice
Consultations with GPs, paediatricians and nurses
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24-hour emergencies |
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Primary care
Early diagnosis of colon, breast and prostate cancer, cardiovascular risk factors, annual checkups and more.
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Specialist care
Clinical and biological tests, anatomical pathology, ultrasound scans, mammograms and radiology, digital arteriography, bone densitometry, exercise stress test, scintigraphy, magnetic resonance imaging (MRI), CT scans, breast tomosynthesis (3D mammography).
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Psychology (sessions) |
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Preventive programmes
Dialysis and haemodialysis, tubal ligation or vasectomy procedures, GreenLight or holmium/thulium laser for prostate procedures, preventive mastectomy and oophorectomy, intraoperative neurophysiological monitoring, TAVI (transcatheter aortic valve implantation) and more.
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Simple diagnostic tests
Surgical or medical hospitalisation with no limit on the number of days, psychiatric hospitalisation (at most 60 days per year), natural birth or caesarean section, etc.
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Other diagnostic tests
Annual dental cleaning, checkups, extractions, conventional X-rays, etc.
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Special treatments
Spa therapy, acupuncture, nutrition, yoga, etc.
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Hospitalisation
From day one, with no waiting periods or pre-existing conditions and with coverage guaranteed for the first 30 days.
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Dental coverage
Homeopathy, acupuncture, osteopathy, chiropractics and ozone therapy.
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Payment protection in the event of unemployment or disability (up to six months) |
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Medical expenses in case of road traffic or occupational accident |
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Travel assistance |
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Health and wellness services at reduced rates |
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Inclusion of newborns or adopted children |
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Second opinion |
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Childbirth preparation (in-person and online) |
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Postpartum home care |
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Complementary medicine |
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Free choice of doctors outside the medical network in Spain and worldwide |
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Online procedures |
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Copayment |
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| ÓPTIMA SMART sobre Todo riesgo con franquicia ÓPTIMA SMART sobre Todo riesgo con franquicia | ÓPTIMA and O. FAMILIAR sobre Todo riesgo con franquicia ÓPTIMA FAMILIAR sobre Todo riesgo con franquicia | ÓPTIMA PLUS sobre Todo riesgo con franquicia ÓPTIMA PLUS sobre Todo riesgo con franquicia |
MYAXA
If you’re already a customer, manage your healthcare with just one click
Download or log in to the MyAXA customer area where you can conveniently manage all your health services, including telemedicine, authorisations, reimbursements and your digital card.
Check your symptoms
If you’re feeling poorly and aren’t sure what’s wrong, check your symptoms with Oskar, your virtual assistant, who’ll carry out an assessment in just 3 minutes.
USE THE AXA SYMPTOM ASSESSORAnd if you need a doctor
You can have an online medical consultation or access around 44,000 medical services in our medical provider network where you’ll get the best possible care. Select the service you need:
Get the best healthcare services
Wellness services
Over 4,000 wellness services with an excess at preferential rates including mindfulness, massages, psychology and more. Visit AXA Wellness via the MyAXA customer area.
MORE INFORMATIONAnd if you’re a customer, check out your Health Guide
Find out how to make the most of all the services included in your insurance.
Learn moreFind out about our preventive programmes
Feel protected and explore the preventive programmes AXA has for you.
Learn moreOther insurance options you might be interested in
Hospitalisation insurance
Maintain your standard of living if you have to go into hospital
LEARN MOREEstamos aquí para resolver cualquier duda
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Es el periodo de tiempo que debe pasar desde que contratas la póliza hasta que puedes hacer uso de alguna de las garantías de la póliza.
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Es el importe fijado en las condiciones particulares, que será reembolsado, para cada acto médico que realices fuera del cuadro médico concertado.
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Es el importe fijado por acto médico que debes abonar por el uso de alguno de los servicios del cuadro médico.
Solicita más información
Need help?
At AXA, we’re always here for you, and you can reach us in a number of ways.
Get a quote Call usThe terms set out on this website are subject to the terms and conditions and schedule of these policies and the insurance option taken out. The contract must also be current in payment.
1fuente: Best health insurance on the market for the 14th year in a row according to consultancy firm Cronos. March ’25
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