This cover allows you to select your preferred combination of sums insured for personal accident protection, covering both the rider and passenger.
We cover the replacement or repair costs of the helmet, up to a maximum of €230, if an accident covered by the policy results in complete or partial damage that prevents its normal use. This cover protects both the rider's and passenger's.
We cover the replacement or repair costs of the driver's and/or passenger's airbag jacket, up to a maximum of €500, if a covered accident results in complete or partial damage that leaves it unusable.
Includes vehicle recovery and transport in all cases where the vehicle is left unrideable due to a breakdown or accident, up to a limit of 50
This single add-on option includes the following protective cover benefits:
1. Helmet cover up to €500 per helmet. View previous cover
2. Riding gear protection up to €1,000. Covers the repair or replacement cost, up to a maximum of €1,000, of the rider’s protective gear (boots, jacket, trousers and gloves) if complete or partial damage prevents its normal use.
3. Personal accident cover for the policyholder on any motorbike, whether as a rider or passenger. This option covers accidental death, temporary disability or permanent disability resulting from injuries sustained while riding a motorbike other than the insured vehicle.
This comprises a package of 3 covers designed to enhance the rider's level of protection in the event of an accident resulting in personal injury. It includes:
1. Hospitalisation benefit. If the insured rider is hospitalised following a road accident covered by the policy a daily cash benefit of €40 will be paid for a maximum of 60 days.
2. Second medical opinion. If the insured rider wishes to seek confirmation of a diagnosis following an accident, they can request an independent second medical opinion. This assessment is compiled by leading medical specialists based on the patient's medical history and initial diagnosis.
3. Home adaptation costs cover. If a covered accident results in a permanent disability exceeding 75%, the insurer will cover the costs of adapting the home or its access points, up to a maximum limit of €30,000.
We will provide a courtesy motorbike to ensure your mobility if your vehicle is left unrideable following a covered accident. This service is available for 7 days, extending up to 15 days if your vehicle is repaired at an approved AXA Quality repair garage.
This option covers damage if your motorbike is declared a total loss, without requiring you to take out a fully comprehensive policy.
If you own an electric or plug-in hybrid motorbike, this cover protects against the theft of your charging cable and damage to your home charging point, alongside emergency assistance if your battery runs flat.
We cover damage to your motorbike caused by a collision with game animals or livestock from farms or managed agricultural land.
