Optional covers

  • If you or any member of your family has an accident in the insured home, we’ll cover medical expenses and also pay compensation in case of death or permanent disability

  • We provide tax advice over the phone, representation in employment law issues and assistance with claims against tenants. We’ll also review your legal documents and contracts (earnest money, employment, etc.)

  • We cover damage to personal computers and peripherals inside the home

  • If your home can’t be lived in owing to an administrative or court order, we’ll cover the costs of temporary accommodation in a similar property and for moving your furniture and personal belongings during this period 

  • Enjoy the peace of mind that comes with having cover for damage to your home’s structure, moveable property or jewellery if they are destroyed in an accident.

  • We cover mechanical, electrical or electronic faults in white goods such as washing machines, dishwashers and fridges. You can find full details in the terms and conditions

  • We’ll cover damage to the insured home and property caused by the sudden effects of heat or by direct contact with fire, even where no fire has broken out.

  • If the trees and shrubs on your plot which are covered by your policy are damaged, we pay for the costs of clearing, tidying up and replacing them with others of the same species.

  • If a covered incident results in excessive water use, we’ll cover the costs.

  • We’ll cover damage caused by rain, regardless of the amount of rainfall

  • You can choose your own trusted repairer to fix electrical faults

  • It includes liability for any damage or injury caused by your domestic staff along with legal disputes involving them