The Hunting Act 1/1970, of 4 April and its Regulations, approved by Decree 506/1971 of 25 March, stipulate that all hunters must take out third-party liability insurance to cover bodily injury caused while hunting. Currently, the statutory limit for compulsory third-party liability cover is €90,151.82 per victim per hunting accident (Royal Decree 63/1994 of 21 January, approving the Regulations on Compulsory Third-party Liability Insurance for Hunters).
Hunters with compulsory cover can choose to add optional third-party liability insurance. This extends the compulsory policy's scope to cover not only personal injury, but also property damage and direct consequential losses accidentally caused to third parties while hunting. Only amounts exceeding the limits of the hunter’s compulsory insurance, or damage not covered by that insurance, will be compensated under the optional insurance policy.
On the AXA website, you can instantly add optional third-party liability cover of up to €50,000 per claim via the “Quiero precio” section or secure cover up to €1,200,000 by purchasing your policy through an AXA intermediary.
This option covers first-party personal injury sustained by the hunter in a hunting accident where no other hunter is liable. (Compulsory in the Autonomous Community of Murcia) In the event of death or disability, it would provide up to €18,000 in compensation. It is possible to extend the cover up to a limit of €90,000 if taken out through an AXA intermediary. It also covers the hunter's medical expenses up to €1,500 (up to €1,800 if purchased through our network of AXA intermediaries).
Our network of agents will advise you on taking out the best hunting insurance for your needs. Here are some of the special cover options and limits available through our insurance experts: Increase in the optional third-party liability limit up to €1,200,000, Travel Assistance: Spain only. Personal accident cover (compulsory in the Region of Murcia).
Damage to and theft of weapons, with a limit of €900 per claim and per year. Cover for the policyholder's hunting dog, with a limit of €300 per claim and per year. Hunting insurance with extended optional third-party liability cover throughout the EU or worldwide (excluding Canada, the USA and Mexico).
