What does temporary work disability insurance cover?

It protects your standard of living in the event of sick leave due to accident or illness. You’ll get a fixed compensation payment based on your type of condition regardless of the number of days you’re off work.

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  • You’ll always know how much compensation you’ll get
  • Flexible
  • Quick payment
  • No waiting periods
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EXAMPLE

Let’s look at an example

Suppose you’ve been diagnosed with atypical bacterial or viral pneumonia for which the scale specifies 20 days. If you’ve taken out cover at €60 a day, your compensation would be 20 days × €60 = €1,200

Choose how you’d like to take out your insurance and we’ll show you the covers available

ONLINE

WITH AN AXA AGENT

Covers included

Fixed, scale-based compensation

€20 benefit Benefits from €30 to €200

Remote second opinion

Protection against unemployment or temporary disability

Other insurance options you might be interested in

These documents can be very helpful

  • Information leaflet (Spanish)
  • Information leaflet (Catalan)
  • Insurance product information document (IPID)
  • Information note: Sick Leave

We're here to answer all your questions

  • Whether you’re a freelancer or an employee, you can take out this insurance.

  • If you’re self-employed, you can deduct the cost in your  income tax return up to €500 if you’re paying direct assessment contributions. 

  • Under AXA’s temporary work disability insurance, we proactively compare it to a condition included in the assessment table provided it isn’t excluded.

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The terms set out on this website are subject to the terms and conditions and schedule of these policies and the insurance option taken out. The contract must also be current in payment.  

 

 

Legal and regulatory information: AXA Seguros Generales S.A. de Seguros y Reaseguros, registered address Calle Monseñor Palmer nº 1, 07014 Palma de Mallorca, is listed in the Directorate General of Insurance and Pension Funds (DGSFP) Administrative Register of Insurers under code C0723. Purchase of the insurance products offered on this website, including Electric Scooter Insurance (Scooter360), is subject to the terms and conditions and schedule in force at the time the policy is issued.