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- Companies
- SME Insurance
- SME Civil Liability
SME liability
We cover you against third-party claims, whether for personal injury, property damage or harm caused unintentionally in the course of your business activities.
Comprehensive cover at a very competitive price!
- Operating liability
- Legal expenses and bonds
- Extended Legal Protection
What cover options can you add?
Entrusted property
Public liability for third-party property entrusted to the insured
Occupational accident liability
Including accidents sustained by subcontractors’ employees whilst carrying out the insured business operations
Product and completed operations liability
- Joined and mixed peril
- Removal/assembly and dismantling costs
- Damage occurring outside Spain
Tenant’s liability
Vis-à-vis the owner of the property if it’s let
Accidental pollution liability
Individual sum insured
D&O liability
Liability for breaches of data protection regulations
Privacy violation
Privacy violation penalties
Employee infidelity
Why choose AXA?
You can tailor the policy entirely to your needs and pay only for what you require. Plus you can also split the premium into instalments if you prefer

WITHIN 24 HOURS
In the event of an incident
We’ll contact you within 24 hours to ensure your interests are properly looked after

ADVANCE PAYMENTS
If the loss is significant
We provide advance payments to help your business get back up and running as quickly as possible
The best service to provide you with the best support

Legal and tax advice helpline
Staffed by the industry’s leading professionals free of charge

Lawyer service
To represent you
1750
AXA agents are on hand to meet your needs
Our AXA agents can guide you towards practical, quick solutions.
Contact an agentThese documents can be very helpful
- Information Note: General SME Liability
- Information Note: General SME Liability (ADJUSTABLE)
- Insurance product information document
Other insurance options you might be interested in
D&O Liability
MORE INFORMATIONConstruction Liability
MORE INFORMATIONProfessional Liability
MORE INFORMATIONWe're here to answer all your questions
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Public liability insurance is essential for running your business safely and with complete peace of mind; whatever your line of work, there’s always a risk of causing damage or harm to someone else. This insurance will protect your personal assets and those of your business against these risks.
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As a general rule, you’ll be covered in every country worldwide except for the USA and Canada, although you can take out a specific clause to cover these countries as well if you need to.
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