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- Professional Civil Liability
Professional liability
Protect your assets and your business with AXA’s Professional Liability insurance for the self-employed and SMEs.
If you’re a self-employed professional or require special protection due to the nature of your profession, this product is for you. We cover you against third-party claims arising from negligence or error committed in the course of your professional activities. These claims are not covered by general civil liability insurance.
- Legal protection and tax advice helpline
- Bonds and legal expenses plus costs inclusive clause
- Damage to files
What cover options can you add?
Counterclaims
And trial attendance compensation
Reputation management and public relations and image costs
Including psychological counselling costs and loss of key personnel costs
Professional debarment
AXA covers payment of monthly compensation
Privacy violation
Coverage against data breaches and privacy liability
Privacy violation penalties
It also includes penalties for unintentional personal data breaches
Employee infidelity
Any loss or damage caused by one or more of your employees
Operating liability
Damage or injury caused unintentionally to third parties during the course of the insured business operations
Tenant’s liability
For the insured vis-à-vis the owner of the property they rent as a tenant
Secondary liability
For the actions of their subcontractors
Secondary liability
For the use of vehicles by employees
Liability for damage to third-party vehicles
To vehicles parked on the insured’s premises
Entrusted property liability
Liability for damage to entrusted property
Pollution liability
Employer’s liability and cross liability
Product and completed operations liability
Costs inclusive clause
Optional D&O liability
Why take out this insurance?

Increasingly tough laws
Asking for higher limits and broader cover for a wide range of professions

Public liability policies
Employees of companies and subcontractors are increasingly required to take out public liability insurance

Ensuring business continuity
If a claim is made against you in the course of your professional activities
MYAXA APP
If you’re already a customer, we make it really easy for you
Download or log in to our MyAXA app and you can conveniently manage all your Health services including authorisations, reimbursements and much more.

The best service to provide you with the best support

Free legal and tax advice helpline
Staffed by the industry’s leading professionals

Lawyer service
To represent you

Advance payment
To get your business back up and running as quickly as possible
1750
AXA agents are on hand to meet your needs
Our AXA agents can guide you towards practical, quick solutions.
Contact an agentThese documents can be very helpful
- Information note: SME Professional Liability
- Information note: SME E-commerce Professional Liability
- Insurance product information document
Other insurance options you might be interested in
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