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- Companies
- SME Insurance
- Directors Civil Liability
- Responsabilidad Civil Administradores y Directivos de empresas
D&O Liability
As a company director, you’re constantly making decisions which might put the company at risk. A mistake or wrongful act could result in financial loss and jeopardise your personal assets.
What types of cover can I take out?
Liability for errors, omissions or negligence
In business management or when incorporating the company
Liability for actions in outside entities
against spouses, domestic partners, heirs, legatees, legal representatives or successors-in-title
Employment practices liability
Made by insured against insured
Claims
In claims for pollution or environmental liability
Claims
For investigation
Secondary tax liability
For the appointment of emergency lawyers and court representatives
Defence costs
Or risk management costs
Defence costs
Emergency, crisis and communication
Legal representation costs
Reputation recovery costs
Psychological counselling costs
Professional fees and expenses
Crisis management costs
Extradition costs
Insolvency guarantee bonds and costs
Bond expenses
Administrative fines
Company reimbursement
Why choose AXA?

INSURED
Broad definition of the insured
Employees named as co-defendants alongside an officer, any current, past or future director or officer, any de facto director, risk manager, administration secretary or deputy secretary, etc.

RETROACTIVE COVER
Unlimited retroactive cover
We cover claims arising from acts committed before, during the term and up to two years after the expiry of the policy which were not known to the insured

CLAIMS
Claims against the insured
Made anywhere in the world (except the USA and Canada)
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Who can make a claim?
Any third party, such as shareholders, creditors, employees, customers, suppliers or public authorities
The best service to provide you with the best support

Lawyer service
To represent you

Single point of contact
Throughout the entire course of the claim
1750
AXA agents are on hand to meet your needs
Our AXA agents can guide you towards practical, quick solutions.
Contact an agentThese documents can be very helpful
- Insurance product information document
- Information note
Other insurance options you might be interested in
SME liability
MORE INFORMATIONProfessional liability
MORE INFORMATIONCommercial insurance
MORE INFORMATIONWe're here to answer all your questions
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D&O liability insurance is a specific kind of insurance for directors performing their corporate roles and protects their personal assets, whereas general liability insurance provides cover when damage or injury is caused to a third party in the course of the company’s business operations.
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AXA’s policy is unnamed, meaning it covers current, past and future directors.
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Regulatory requirements also apply to small and medium-sized enterprises and as a director you may face a claim from a supplier or a shareholder. A litigation culture is taking hold across all types of businesses and is on the rise.
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The legislation governing each type of organisation regulates the liability of people in management positions, so it is also advisable to have this cover.
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