Following the entry into force of the Animal Welfare Act in September 2023, which introduced the requirement for third-party liability insurance for dogs if you live with one, many people began to ask the question posed in the title of this article: Why do I need it? What is it for?

Irrespective of the legal requirement being in force, having dog insurance affords a host of advantages. For example, it enables you to cover any personal injury or property damage your dog causes to third parties, whether from a bite or simply breaking a costly item while playing.

It is important to have specific third-party liability insurance for dogs, as not all home insurance policies offer cover for damage caused by a dog. At AXA, we offer a specific policy, Be responsible with your dog, which provides numerous benefits:

• - Flexibilidad en los capitales

• - Anyone looking after your dog will be protected against any damage it causes

• - This insurance offers the option of including criminal defence and bail bonds

So, remember that to live as safely as possible with your dog, it’s well worth taking out specific insurance for it. Furthermore, you will be ensuring compliance with the Animal Welfare Act, whose provisions mandate this type of insurance.