Global Investment Insurance
Customise a portfolio to meet your needs from the investment options available at any given time, managed by leading international fund managers.
You’ll be able to switch between investment funds freely without incurring any fees or tax consequences, while also having access to customised information to help you choose the funds that best meet your needs.
You additionally have access to a wide array of responsible investment (ESG) funds, allowing you to build your portfolio while benefiting from the excellent returns they offer and making a positive environmental, social and governance impact on our world.
You can also choose to enable either of the following contract options:
- iProtect: the protection you need to invest with confidence.
Asigna features the exclusive iProtect cover service, an innovative solution which protects 85% of your investment, including any capital gains on your portfolio, allowing you to manage your investment portfolio with greater control over risks. The iProtect service is available for a wide range of funds and also for two model portfolios. Taking out this cover is optional and can be turned on or off at any time.
- Gestión Delegada: specialist fund managers working for your investment
Asigna has its Gestión Delegada service which enables us to invest your savings in line with the investment strategy you select. With Gestión Delegada, you can choose from four investment strategies, ranging from the most conservative to the most aggressive. The investment strategies have considerable flexibility in terms of asset allocation with the maximum allocation to equities for each strategy as follows: 20% for Conservative, 55% for Moderate, 70% for Growth and 95% for Aggressive.
iProtect SIALP
Individual Long-Term Savings Insurance (SIALP) protected by iProtect. Besides the 85% guarantee provided by AXA at five years after the contract is issued, iProtect SIALP also offers the significant advantage of protecting 85% of the investment and any returns accrued at any time.
In iProtect SIALP, from the fifth year onwards you won’t have to pay tax on the returns you get.
The fund portfolio linked to iProtect SIALP, a model portfolio comprising 60% equities, is managed by Architas and has a strong focus on socially responsible investment (ESG). Socially responsible investment is an investment approach which factors in environmental, social and corporate governance considerations to generate competitive long-term financial returns and a positive social impact.
