Self-employment shouldn't be a risk

Self-employed people have to deal with constant challenges which threaten the stability and growth of their businesses. So at AXA we bring them solutions to help them do just that and protect their businesses simply and securely.

A crucial yet neglected sector of the economy

The self-employed play a pivotal role in our economy by creating jobs, fostering innovation and contributing to economic growth and social welfare. Plus their significant input to the country’s revenue helps to fund public services such as education, healthcare and infrastructure to the benefit of society as a whole.

  • 49.5% of self-employed people work more than 10 hours a day*

    Long working hours, financial instability and the inability to take time off due to full responsibility for their business pose a significant challenge to their wellbeing and quality of life, which can impact their health.

    *According to data from Infoautónomos.es and the University of Granada (2nd National Study on the Self-Employed).

  • Only 20.5% of the self-employed have employees on their payroll*

    Most self-employed workers operate without staff to help manage the daily challenges of running a business. This increases the risk of physical and mental health issues due to workload overload.

    *According to data from the Ministry of Work and Social Economy (Q4 2023).

  • 70% of self-employed workers feel they are not protected, either personally or professionally, by mutual insurance providers and/or Social Security*.

    Due to the lack of adequate cover, many self-employed people are exposed to potential accidents and occupational illnesses without access to treatment or compensation in the event of incapacity. This, furthermore, can lead to a loss of income and debt, affecting their financial stability and jeopardising the long-term sustainability of their businesses.

    *According to data from Infoautónomos.es and the University of Granada.

  • We understand your situation, which is why we want to help you to turn the situation around

    At AXA, we understand that self-employed people face a range of situations and challenges on a daily basis. That’s why we offer personalised solutions and packages so that you can have real access to insurance tailored to your needs and circumstances, as well as helping you minimise future risks and unexpected events.

Find out how we support the self-employed

To help them cope better with their busy lives and get on with what really matters, we have a wide range of personal and business insurance policies.