Unprotected business
Businesses without cyber insurance

  • Average cost of €75,000 per attack
  • Fines of up to 4% of annual turnover
  • Business interruption, financial losses or closure
  • Claims from customers and suppliers

Protected company
Companies with cyber insurance

  • Costs covered for damage resulting from a cyberattack
  • Payment of administrative fines covered in the event of a security breach
  • Rapid response to incidents, crisis management and compensation for business interruption.
  • Legal and communication costs included
  • Costs covered for damage resulting from a cyberattack
  • Payment of administrative fines covered in the event of a security breach
  • Rapid response to incidents, crisis management and compensation for business interruption.
  • Legal and communication costs included

Why choose AXA?

Everything you need

The policy that includes cyber fraud protection as standard.

No compulsory excess. Get your quote quickly and easily

Take out a policy online without having to fill in any questionnaires. Option to take out cover without an excess.

Your covers, your limits

Flexibility to suit your needs. Set the limit on what you want to insure.

Cyber incidents and damage to systems

The average cost of a cyberattack on a small business or SME is €75,000. These losses can deal such a severe blow to a company's finances that they can force the business to close. If you fall victim to a cyber incident, we will support you every step of the way until your business is fully restored

Restoration of damaged IT systems

Data stabilisation

Decontamination, clean-up and legal costs incurred while resolving the threat

Loss of profit resulting from business interruption caused by a cyber incident.

Potential threats and common cyberattacks covered

Spyware and riskware

Malicious software designed to spy on systems and steal personal data, email credentials, bank details and other sensitive information.

Viruses and trojans

Malicious software that causes irreversible damage to operating systems.

Ransomware attacks

Cyber threats that encrypt data and applications, holding them hostage and rendering them inaccessible to users.

Other types of malware

Software designed to compromise the security and availability of business systems. There are many different versions of these.

Protect your business against social engineering risks

Cybercriminals use deceptive tactics to trick employees into disclosing sensitive information that enables cyberattacks on businesses. This insurance covers the three most common forms of this type of cyberattack:

  • Phishing

    Fraudulent emails or messages pretending to come from legitimate entities (such as banks, insurers, public bodies, or companies) to obtain passwords, bank details, or personal data. Four main types: · Spear phishing: attacks targeting specific individuals or companies.

  • · Whaling: attacks designed for senior executives or managers.
  • · Smishing: Phishing using SMS messages.
  • · Vishing: Phishing using telephone calls.

  • Pretexting

    The attacker invents a story or a false identity to obtain sensitive information. They pose as an IT technician to request access credentials or similar data.

  • Baiting

    An attractive offer (such as a gift or prize) lures employees into unwittingly installing malware or disclosing personal data.