Insurance for seniors: Peace of mind knowing everything is under control, today and tomorrow

We know that, at this stage of life, what matters most is enjoying yourself with peace of mind, keeping your independence, and knowing everything is in safe hands. At AXA, we are here to support you with tailored solutions and expert advice whenever you need it. Insurance designed with you in mind.

REQUEST INFORMATION

Why choose AXA?

  • A flexible range of insurance products tailored to your needs
  • Our advisers are here to support you
  • 1.5 million customers aged 55 and over choose AXA
  • Guaranteed lifetime health insurance cover
  • Emergency assistance within 3 hours under home insurance

We’ll help you choose your insurance

Each product is designed to cover what matters most at this stage of your life: your health, your home, your loved ones and your financial peace of mind.

Health insurance

Look after your health with the peace of mind that comes from knowing you’re supported, as you benefit from a wide range of insurance policies tailored to your needs. With lifetime cover, comprehensive preventative programmes, podiatry, psychological support and much more, so you can continue to enjoy every moment with energy and peace of mind.

MORE INFORMATION

Life Insurance for seniors

Our life insurance adapts to every stage of life, offering peace of mind against unforeseen events such as disability, accidents, and serious illnesses (cancer, Parkinson’s, Alzheimer’s, ALS, etc.), alongside wellbeing services and psychological support. We also provide an advance payment towards funeral expenses to ease the burden on your loved ones during difficult times

MORE INFORMATION

Long-term care insurance

Maintain your independence and quality of life if you ever need long-term care, backed by financial support. You’ll also have access to telephone legal and tax advice to help you manage your affairs and take important decisions.

MORE INFORMATION

Home insurance

Your home and your day-to-day life, always protected. You can add extra services to make life easier: telecare, DIY home assistance, domestic staff liability, personal injury cover, and much more, so you can enjoy total peace of mind.

MORE INFORMATION

"Legado Activo" insurance

Protect your loved ones, even when you’re no longer here. With this insurance, you’ll have a death benefit from day one to cover funeral expenses, with the advantage of being able to access the money at any time. It’s a simple and effective way to provide financial support for your family.

MORE INFORMATION

Retirement

Plan today so you can live with peace of mind tomorrow; that’s why we help you achieve your dreams with a wide range of pension plans. Access financial planning tailored to your goals, allowing you to enjoy a fulfilling retirement.

MORE INFORMATION

We’re here for you

Club Masparati

Exclusive services for customers through the AXA Club, such as advice on long-term care, discounts on leisure activities, health-related services and much more…

MyAXA

Manage your insurance quickly and easily: check your policy, report a claim, request authorisation – all at your fingertips!

Enjoy your time with peace of mind and discover other insurance policies that might interest you.

Travel, stay active and spend time doing what you love most, backed by our solutions tailored to you:

Accident

LEARN MORE

CARS

LEARN MORE

HOSPITALISATION

LEARN MORE

SAVINGS

LEARN MORE

DENTAL

LEARN MORE

PETS

LEARN MORE

TRAVEL ASSISTANCE

LEARN MORE

Content you may find useful...

Find out how to prevent the need for long-term care

Find out how to prevent the need for long-term care

LEARN MORE

Would you like to learn about financial concepts?

Learn to manage your money with clarity and confidence

LEARN MORE

Health and wellbeing

Strengthen your glutes to prevent injuries and stay independent in old age

LEARN MORE

Would your bank account survive a dependency situation?

Discover how to prepare for a dependency situation with guidance from our Lleva a la Cuenta experts

More information

Frequently asked questions about insurance for over-55s

  • Yes, you can take out our life insurance and tailor it to include the best covers for you.

  • Yes, your cover is guaranteed for life, for as long as you choose to stay with us.

  • As an AXA customer, through Clubmasparati, you have access to free advice and many services at preferential rates. 

  • The cost of health insurance depends on several factors, including your age, area of residence, the number of people on the policy and the cover option you choose. To get a price tailored to your circumstances, the quickest option is to get an online premium quote with no obligation, or leave your details and we will provide you with a quote Health Insurance – Take Out Health Insurance Online – AXA insurance

  • Según los baremos oficiales del Ministerio de Inclusión, Seguridad Social y Migraciones, la edad ordinaria de jubilación legal en España se sitúa en los 67 años (o 65 años si se acreditan al menos 38 años y 6 meses cotizados). Dado que la tasa de sustitución media proyectada tenderá a reducirse respecto al último salario, contar con un seguro o plan de jubilación privado complementario permite cubrir esa brecha de ingresos garantizando liquidez futura.

  • De acuerdo con la normativa vigente de la Agencia Tributaria (AEAT) y la Ley del IRPF, la fiscalidad de las soluciones de jubilación se estructura según el producto contratado:

    • Planes de Pensiones individuales: Permiten reducir la base imponible del IRPF hasta el límite legal máximo de 1.500 € anuales (o el 30 % de los rendimientos netos del trabajo y actividades económicas).
    • PIAS (Planes Individuales de Ahorro Sistemático): Aportación máxima de 8.000 € al año (máximo acumulado de 240.000 €). Si los fondos se rescatan como renta vitalicia pasados al menos 5 años, los rendimientos generados están exentos de tributación.
    • Seguros de Ahorro / Jubilación: Los rendimientos tributan como rendimientos del capital mobiliario únicamente en el momento del rescate, aplicando retenciones del 19 % al 28 % según los tramos de la base del ahorro."

  • La principal diferencia supervisada por la Dirección General de Seguros y Fondos de Pensiones (DGSFP) radica en la liquidez y la fiscalidad: mientras que el plan de pensiones ofrece desgravación inmediata en la cuota del IRPF a cambio de mantener los fondos bloqueados hasta la jubilación o contingencias especiales, el seguro de jubilación AXA prima la disponibilidad y flexibilidad de rescate total o parcial, adaptando el perfil de riesgo al horizonte temporal del asegurado.

Solicita más información

Déjanos tus datos y te ofreceremos una información personalizada sobre nuestros Seguros.
Please enter a valid name
Please enter a valid ID
Please enter a valid phone number
Please enter a valid email
Please enter a valid postal code
Please enter a valid schedule
Please enter your observations correctly