VIP Home Insurance

 If you want your home to always look brand new while ensuring maximum protection, choose a policy with our broadest cover.

  • Fire, explosion, fire service, rubble clearance and lightning strike
  • Fire service, rubble clearance and demolition
  • Damage caused by water or other liquids
  • Cosmetic restoration of the building structure
  • Burglary inside and outside the home
  • Glass breakage

These covers set us apart

LEAKS AND WATER INFILTRATION

If water gets into your home through walls or roofs…

If heavy rain, hail or strong winds cause a leak or water ingress, we’ll cover the damage to your furniture and pay to repair the leak or ingress.

UNFITNESS FOR OCCUPANCY DUE TO OFFICIAL DECISIONS

If your home is declared unfit for occupancy…

If an administrative or court order declares your home unfit for occupancy, we cover the costs of similar temporary accommodation and moving your furniture and personal belongings.  

If you’ve let out your property, you can include

Vandalism by the tenant

We protect you against damage to insured property caused by vandalism or malicious actions perpetrated by the tenant

personas llegando a un acuerdo

Loss of rent

If your property has to be vacated following an incident and your tenant leaves, we’ll cover up to 12 months’ rent

These documents can be very helpful

We’re here to answer your questions

  • Under our Comfort and VIP options, if you are burgled at home, we will replace your stolen furniture, jewellery, or valuables up to the sum insured.

  • For rental properties, you can include loss of rent cover to protect you for up to 12 months’ rent if your tenant leaves after the property has to be vacated following an insured event. Contact a representative to add this cover.
     

  • If you let your property, two key covers protect you. Tenant vandalism covers damage to insured property caused by malicious acts or vandalism by your tenant. Loss of rent covers up to 12 months’ rent if your tenant leaves because the property has to be vacated following an insured event.
     

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