Serious illness, severe personal injury or death of:
The insured, their spouse, domestic partner or person living permanently with the insured as such, or any of their first- or second-degree ascendants or descendants (parents, children, grandparents, grandchildren), a brother or sister, brother-in-law or sister-in-law, son-in-law, daughter-in-law or parents-in-law.
The person responsible for the care of minors or persons with disabilities while the insured is away on their trip.
The insured’s substitute at their place of work, when this means they can’t go on the trip because their employer needs them to stay.
The following definitions apply for the insured:
Serious illness means a health condition confirmed by a medical professional and which leads to one of the following situations:
Hospitalisation for at least 24 hours, when this occurs within seven days prior to the trip and makes it impossible to depart on the scheduled date.
Temporary disability, when this condition persists during the seven days prior to the trip and makes it impossible to depart on the scheduled date.
Serious accident means unintentional personal injury sustained by the insured as a result of an unforeseen external cause, confirmed by a medical professional and which leads to one of the following situations:
Hospitalisation for at least 24 hours, when this occurs within seven days prior to the trip and makes it impossible to depart on the scheduled date.
Temporary disability, when this condition persists during the seven days prior to the trip and makes it impossible to depart on the scheduled date.
For all other people mentioned, apart from those insured under this policy, an injury or illness will be considered serious if it requires hospitalisation for at least one night, or bed rest for a period of at least five days, or poses a risk of death.
The insured being summoned as a party, witness or juror in a civil, criminal or labour court.
A call to serve as a polling station official for national, regional or local elections.
Attending official competitive examinations organised by a public body after taking out the insurance. This may be either as a candidate or as a member of the examination board.
Serious damage caused by fire, explosion, burglary or force of nature to the insured's main or second home, or to their business premises if the insured is self-employed or runs a business and their presence is absolutely essential.
Dismissal of the insured. Under no circumstances will this cover take effect as a result of termination of the employment contract, voluntary resignation or failure to pass the probationary period. The insurance must in all cases have been taken out prior to the company’s written notification to the employee.
Taking up a new position with a company other than the one where the insured was previously employed and under an employment contract lasting more than one year, provided that the new position is taken up after the trip has been booked and thus after the insurance has been taken out.
An adjusted tax assessment issued by the Ministry of Economy and Finance resulting in the insured having to pay more than €600.
Hijacking of aircraft, land transport or ships which means the insured cannot start their trip on the scheduled dates.
Declaration of a disaster area at the insured’s place of residence or at the destination of the trip.
Surgery performed on the insured as well as medical tests carried out prior to such surgery (includes organ transplants, whether as a recipient or a donor).
Emergency medical tests carried out on the insured or their first-degree relatives by the public health service, provided they are warranted by the seriousness of the case.
Serious complications arising from pregnancy requiring rest or hospitalisation on medical advice of the insured, their spouse, domestic partner or person living permanently with the insured as such, provided that these complications began after the policy was taken out, pose a serious risk to the continuation or normal course of the pregnancy and are prior to its 24th week.
The insured giving birth early before the 28th week of pregnancy.
The insured’s detention by the police occurring after the policy was taken out and which coincides with the dates of the trip.
A court summons for divorce proceedings issued after the booking for the trip has been made and coinciding with its dates.
An urgent call-up to join the armed forces, the police or the fire service, provided that notification of the call-up is given after the insurance policy has been taken out.
Court ruling of voluntary or involuntary insolvency of the company owned by the insured made after the trip was booked and which precludes going on it.
A redundancy procedure which directly affects the insured and is subsequent to the date on which the insurance was taken out.
Cancellation by a companion of the insured who is booked on the same trip and insured by this policy, as long as it is due to any of the reasons listed above and as a result the insured is forced to travel alone. AXA will pay up to at most €200 in compensation to the insured who decides to go on the trip alone for any additional costs incurred in respect of a ‘single supplement’ charge owing to the cancellation of the travel companion enrolled in this policy when this cancellation is on any of the grounds listed under ‘Cancellation costs’.
Placement of a child for adoption that coincides with the planned dates of the trip or stay. Notification of the placement for adoption must have been received after the insurance was taken out.
